How do Catholics know they’re “saved”?

A very dear friend recently posed the following question to me:

“Matt, what do I have to do in order to be saved? What must I do to know that I will go to heaven when I die?”

Here is my response:

“Dear (friend), Catholics, in this life, never know if they will be found worthy. This is a decision only Jesus as God can make in our particular judgment immediately after death, and we cannot. It is presumptuous to think otherwise. We trust in the promises of our Lord.

Neither can we be sure of the damnation of any. Again, this is a judgment of the Lord, and not ours. For Catholics, sanctifying grace, the life of grace, must be present within the Catholic for the hope of salvation. The idea of universal salvation because the Lord is so merciful is a heresy, although not the worst. Mt 25:10.

The saints (both specific and general, the communion of saints, as mentioned in the Nicene and Apostle’s creeds) are believed to be in Heaven. We hold with strongest belief this is true, but this is also why two miracles are required for canonization. Phil 2:12.

Those outside the church have the possibility, not necessarily the likelihood, of salvation (CCC 846). Within the Church exists the fullness of the life of grace and the sacraments which impart grace.

These might help, too:

https://soul-candy.info/2018/06/protestant-catholic-different-definitions-of-grace/
https://soul-candy.info/2015/08/explicit-implicit-faith-who-can-be-saved/

Love,
Matthew